The Heartland Institute

Each of the past four years, The Heartland Institute has released a report that asks fundamental questions about the nation’s property and casualty insurance regulatory environment. In this 2011 report we again ask, as we have since 2007, two basic questions about property and casualty insurance products: (1) How free are consumers ...

Earlier this year, Congress passed and President Barack Obama signed into law the “Patient Protection and Affordable Care Act.” The act’s supporters said it would achieve the long-sought goal of universal health insurance while preserving the high quality and freedom of choice that are the hallmarks of America’s health care system ...

Nebraska’s greatest water policy challenges are how to cost-effectively and equitably meet our obligations to Kansas under the terms of the Republican Basin Compact; how to cost-effectively and equitably meet our obligations in the Platte Basin as specified in the current Co-operative Agreement with Colorado, Wyoming, and the U ...

McDonald v. Chicago , 561 U.S. ___, 130 S.Ct. 3020 (2010), was a landmark decision of the Supreme Court of the United States on June 28, 2010, that determined whether the Second Amendment applies to the individual states. Maureen Martin, senior fellow for legal affairs at The Heartland Institute, filed an amicus brief in that ...

For the past three years The Heartland Institute has annually released a report asking two simple, fundamental questions about America s system of state insurance regulation: 1. How free are consumers to choose the property and casualty insurance products they want? 2. How free are insurers to provide the property and casualty ...

Taxpayers in almost every U.S. state owe large and possibly unpayable retirement pensions to the men and women who work for the government. The deep recession of 2008-2009 has moved up the day of reckoning, requiring immediate action by many states to avoid financial catastrophe. While no one doubts that the people who police ...

Taxpayers in almost every U.S. state owe large and possibly unpayable retirement pensions to the men and women who work for the government. The deep recession of 2008-2009 has moved up the day of reckoning, requiring immediate action by many states to avoid financial catastrophe. While no one doubts that the people who police ...

A revolution is underway in American health care, but you won t read about it in newspapers or see it on TV. The revolution involves a growing number of Americans who are reclaiming their right to buy health care goods and services that they decide are beneficial. They are shrugging off the heavy hand of regulation by Washington ...

The election of Barack Obama as president ushered in a new era of regulatory zeal in Washington, with both Congress and the Federal Communications Commission (FCC) determined to solve alleged problems with access to and management of the Internet. Advocates of “network neutrality” have the federal government’s ear and seem closer ...

President Barack Obama and Congressional Democrats are rushing to enact legislation that would overhaul the way health care is financed and delivered in the United States. It would dramatically increase the role of government in virtually all aspects of health care. Such an initiative should be carefully studied to determine ...

Congress is currently exploring legislation that would create a new drug approval process in the U.S. Food and Drug Administration for what are called follow-on biologics, or biosimilar therapies. Biologics are large, complex molecules that are genetically engineered. Follow-on biologics, or biosimilars, are products marketed after ...

For the second year in a row, the Competitive Enterprise Institute and The Heartland Institute asked two fundamental questions about America s property and casualty (P& C) insurance regulations: How free are consumers to choose the property and casualty insurance products they want? How free are insurers to provide the property ...

On Monday, April 27, 2009, The Heartland Institute filed an Amicus brief in the California Supreme Court supporting the defendants in the case who argue California cities and counties ought to be barred from hiring contingent fee lawyers to prosecute public nuisance cases. The Supreme Court ruled about 23 years ago that such ...

In " Housing Policy for the 21st Century," William Higginson outlines several key policy recommendations he says " would have a dramatic effect on affordable housing." " A sound housing policy for the twenty-first century," writes Higginson, " will embrace a new paradigm describing the nation's housing market. It is not two markets ...

Quick Links News Release (html) Executive Summary (pdf) Policy Study (pdf) This Heartland Policy Study by education expert George Clowes addresses concerns about the efficacy of school vouchers that have been raised recently by some school reform advocates. The author distinguishes between ...

This Heartland Policy Study by education expert George Clowes addresses concerns about the efficacy of school vouchers that have been raised recently by some school reform advocates. The author distinguishes between “charity vouchers” and universal vouchers and explains why the former are unlikely to cause systemic reform of public ...

Quick Links News Release Executive Summary (html) Executive Summary (pdf) Welfare Reform after Ten Years assigns grades to the 50 states and the District of Columbia based on how they implemented the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), which gave states unprecedented ...

Choice & Education Across the States ranks state efforts to increase accountability and improve student achievement with four kinds of school choice: vouchers, charters, tax credits, and public school choice. With 23 being the highest possible score on the evaluation, the median score was just five points. However, many states ...

This report card outlines the methodology and results of a joint Heartland Institute/Competitive Enterprise Institute project to produce a 50-state report card on insurance regulation. Idaho, Illinois, Utah, Vermont, and Wisconsin are found to have the best insurance environments while California, Florida, Maryland, Massachusetts, and ...

With a lack of traditional science, partisans on both sides, and enormous consequences depending on popular opinion and political will, it is important that people understand the evidence in the debate over global warming. Unfortunately, most people do not have the time, desire, or ability to undertake an independent study of ...