The Heartland Institute

... s property and casualty insurance regulatory environment. In this 2011 report we again... the reforms, and Florida’s insurance environment continued on a potentially disastrous course... casualty insurance. Nonetheless, both the Patient Protection and Affordable Care Act and the Dodd-Frank financial reform bill... ...

... Obama signed into law the “Patient Protection and Affordable Care Act.” The act’s supporters said it would achieve the long-sought goal of universal health insurance while preserving the high quality and freedom of choice that are the hallmarks of America’s health care system. Peter Ferrara says the act’s supporters... ...

For the past three years The Heartland Institute has annually released a report asking two simple, fundamental questions about America s system of state insurance regulation: 1. How free are consumers to choose the property and casualty insurance products they want? 2. How free are insurers to provide the property and casualty ...

... different approaches to the task of protecting patient safety through clinical trials and preserving innovation incentives through intellectual property protection. It s crucial that lawmakers grasp... of biologics. Unless legislation regarding biosimilars protects the economic viability of the research... of physician... ...

For the second year in a row, the Competitive Enterprise Institute and The Heartland Institute asked two fundamental questions about America s property and casualty (P& C) insurance regulations: How free are consumers to choose the property and casualty insurance products they want? How free are insurers to provide the property ...

In " Housing Policy for the 21st Century," William Higginson outlines several key policy recommendations he says " would have a dramatic effect on affordable housing." " A sound housing policy for the twenty-first century," writes Higginson, " will embrace a new paradigm describing the nation's housing market. It is not two markets ...

This report card outlines the methodology and results of a joint Heartland Institute/Competitive Enterprise Institute project to produce a 50-state report card on insurance regulation. Idaho, Illinois, Utah, Vermont, and Wisconsin are found to have the best insurance environments while California, Florida, Maryland, Massachusetts, and ...

... present hard facts, are often misleading. Environmental activists may be tempted to exaggerate their case in order to convince the public and politicians of the validity of their scenarios. This was illustrated in a statement made by climatologist Stephen H. Schneider, one-time adviser to Vice President Al Gore and... ...

... public policy issues (such as taxes, environmental protection, and school reform) and bringing their insights to the attention of policymakers and the interested public. Think tanks are highly leveraged because by helping to improve public policies, they can affect the living conditions of millions of people, more... ...

This analysis, revised and updated to reflect national and local changes during the past two years, finds the case for municipal ownership of broadband networks is even weaker than it was then. Broadband services that were scarce two years ago are now plentiful and reasonably priced. New data from communities that attempted ...

Should meat packers be allowed to own livestock, and hogs in particular? The issue deeply divides farm communities and both political parties in many Midwest states. More than a few politicians get elected by claiming to defend family farms from big corporations. Powerful trends toward consolidation and corporatization in agriculture ...

Legislation is being considered at the federal and state levels that would control greenhouse gas emissions thought to be the cause of global warming. Laws mandating emission reductions are very expensive, cause slower economic growth, and would have little effect on the global climate. By increasing energy costs, such programs ...

State greenhouse gas programs aimed at reducing emissions to 7 percent less than 1990 levels could cost the average state government $3.2 billion in direct expenses and lost revenues, or 28.6 percent of an average state government’s entire 2001 revenues. Consumers would have to pay even more: approximately $10,000 a year per ...

State greenhouse gas programs aimed at reducing emissions to 7 percent less than 1990 levels could cost the average state government $3.2 billion in direct expenses and lost revenues, or 28.6 percent of an average state government s entire 2001 revenues. Consumers would have to pay even more: approximately $10,000 a year per ...

... pdf) On June 13, 2002, the Environmental Protection Agency released New Source Review: Report to... of the nation s least effective environmental regulations up-to-date. 1. Origins... on businesses, workers, consumers, and the environment. EPA identified three areas where reform... might have... ...

... pdf) On June 13, 2002, the Environmental Protection Agency (EPA) released its Report to the... consistent with the need for continued protection and improvement of air quality, Congressional... adopting NSR in 1977 was to protect air quality by requiring major emitters... would have been economically... ...

...Policy Study (pdf) -- On June 13, 2002, the Environmental Protection Agency released New Source Review: Report to... of the nation s least effective environmental regulations up-to-date.... ...

This policy report describes a model voucher bill, The Heartland Plan for Illinois, drafted by the author with assistance from several others, notably George Clowes and the Illinois Legislative Reference Bureau, in 1996-97. Opinion polls indicate that significant majorities of the American public support allowing parents to choose ...

... be replaced with a " peaceful means-protecting approach" in the areas of air... We recommend, instead, a peaceful means-protecting approach to policymaking, whereby the regulator only ensures that conduct does not involve coercion or fraud. In cases involving so-called public goods, the role of the policymaker might... ...

The explosive growth of broadband Internet services for residential users is revolutionizing access to the Internet. This study asks whether, in light of these changes, regulation or markets are more likely to serve consumers best now and in the years ahead. Part 1 examines the political and judicial battle currently taking ...